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Loans against property / Home Equity Loan for Business Purpose i.e.

Own Sources: *the expression "own sources" for this purpose means any source other than borrowing from a Bank/HFC/NBFC or Financial Institution.īusiness Loans: **The following loans shall be classified as business loans: ₹ 250/- plus applicable taxes/statutory levies at the time of reversal Reversal of Provisional Prepayment under HDFC Maxvantage Scheme Re-Appraisal Of Loan After 6 Months From Sanction You may visit the website of CERSAI for all such charges at Other Charges Typeĭisbursement Cheque Cancellation Charge Post Disbursement A copy of the policy can be obtained by customers from the concerned branch on request.Īll applicable charges on account of Stamp Duty / MOD / MOE / Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) or such other statutory / regulatory bodies and applicable taxes shall be borne and paid (or refunded as the case may be) solely by the customer. Incidental charges & expenses are levied to cover the costs, charges, expenses and other monies that may have been expended in connection with recovery of dues from a defaulting customer.

The customer shall pay the premium amounts directly to the insurance provider, promptly and regularly so as to keep the policy / policies alive at all times during the pendency of the loan.ĭelayed payment of interest or EMI shall render the customer liable to pay additional interest up to 24% per annum. Such fees is payable directly to the concerned advocate / technical valuer for the nature of assistance so rendered. Minimum Retention Amount: 50% of applicable fees or ₹3,000 + applicable taxes whichever is higher.įees on account of external opinion from advocates/technical valuers, as the case may be, is payable on an actual basis as applicable to a given case. Up to 0.50% of the loan amount or ₹3,000 whichever is higher, plus applicable taxes.